Workplace injuries can range from a minor slip and fall to a major debilitating injury that affects your short- or long-term quality of life. Employers have a responsibility to create a safe working environment for their employees; if you are injured while at work, your attorney in Annapolis can help you seek reparations to pay for medical costs and lost wages that may result.
Workers’ Compensation Claims
Workers’ compensation is a form of insurance that most employers carry to cover the costs of accidents that may occur in the workplace or while on the job. If your employer maintains workers’ compensation insurance, you will not need to prove that your employer was responsible for your injury. To file a workers’ compensation claim, your personal injury lawyer will simply make sure that you meet the eligibility criteria. If your injury occurred during the course of your employment and was not willfully caused due to your own misconduct, recklessness, or intoxication, you are eligible to file a workers’ compensation claim. It is important to note that workers’ compensation benefits will provide payment for your medical needs and lost wages, but will not pay pain and suffering damages.
Even if your employer does not carry workers’ compensation insurance, you can still receive damages for your workplace injury. In this case, you and your attorney can file a civil claim; during this process, you will need to prove that your employer was liable for the injury you sustained. To do so, you will need to show that your employer’s actions or inactions led to an unsafe work environment and that you were injured as a direct result of this environment. When filing a civil claim, you will also need to prove that you sustained an injury that led to tangible losses, such as medical payments, lost wages, and pain and suffering. When making a civil claim, you and your attorney can request compensation for all of these losses.